What do I do if the Person Who Hit Me Doesn’t Have Coverage?

You may still be able to recover. Uninsured Motorist Coverage or UM, protects you if the at-fault driver does not have coverage. UM coverage can cover bodily injury (medical expenses) and loss of wages. If you have been involved in an accident where the at-fault party does not have insurance, we can still help! You should not have to suffer damages for the result of someone else’s action. We’ll work with your insurance company to negotiate just compensation for the damages you may incur as the result of the motor vehicle collision.

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